SwiftPointCredit

Your hustle, funded instantly.

SwiftPoint Credit turns your trading record into working capital. Apply in minutes — no paperwork, no collateral.

Score-based limits Minutes to disburse No collateral
Check your real score
SwiftPointCredit

Business score

682 / 850

Good
Credit limit ₦150,000 No collateral

Available to borrow

₦150,000

Active loan

Credit activity

Score improved

Yesterday · +12 points

Credit limit raised

Last week

+₦50,000

Repay on time, grow faster

On-time repayment raises your score and limit.

Your record is your score

Every sale on SwiftPoint builds a business score from 300 to 850.

Funds in minutes

Borrow ₦20,000 to ₦2,000,000 with a flat 5% service fee.

Grow your limit

Repay on time and your limit rises automatically — up to serious working capital.